Mobile Banking

Wheat Field


We are happy to offer you the following new features as part of our updated online banking and totally new mobile banking:

Mobile Deposit: For those of you using FMBND Mobile banking, making a deposit has never been easier. No trip to the bank, no dropping a check in the mail.  Simply use your mobile device to take a picture of the front and back of a check and submit it to FMBND for deposit.  

Mobile Banking

Is there a limit to the amount I can deposit?

Yes, there is a daily limit amount of $3500.00.  You may request a higher limit after submitting at least one check for deposit through the service.  Call your local branch to discuss increased limit options.

Will I receive verification of the deposit?

You will receive confirmation that your deposit has been submitted as soon as the picture has been taken.  HOWEVER, it is extremely important check back on the mobile deposit at a later time to make sure the deposit has not been rejected once our employees have reviewed it.  The review process may take up to 2:30 on the day the deposit it made.

What must I do before taking a picture of the check?

This is very important-you must write across the front of the check “Mobile Deposit”.  On the back, you must either write the words “For Mobile Deposit Only” above your endorsement, or if provided, check the box indicating a mobile deposit.  We will be strictly enforcing these requirements!

What should I do with the check after I have mobile deposited it?

 We recommend placing the check in a safe place for 10 days you have received credit for your deposit.  Then you should    destroy the check by shredding it.

How late in the day can I send a deposit and still have it credited that day?

The cut off time for mobile deposits is 2:30pm each day.  Mobile deposits made after that time will be credited the following business day.