Fees

Wheat Field

Limits & Fees 

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Replacement Fee For Lost Card- ATM/Debit Card $15.00
-A replacement fee may be accessed.
FMBND Customer Point of Sale Daily Transaction Limit $1000.00
FMBND Customer ATM Cash Withdrawal Daily Transaction Limit $400.00
ATM DR Item Charge $1.00
-A fee assessed by FMBND when customer uses their debit card at an ATM. This fee is in addition to any fees assessed by the owner of the ATM.
Check Printing $2.00
-Varies depending on style of checks ordered.
Cashier's Check $2.00
Money Orders $2.00 per check
Money Order Refund Request $18.00 per check
Overdraft Fee $20.00 per item
-Assessed on each item paid. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.
Overdraft Fee- Continuous OD Fee $5.00 per day
-Assessed daily starting on the 6th business day of a consecutive overdrawn balance. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.
Returned Item Fee $20.00 per item
-Assessed for each item returned. The categories of transactions of which a returned item fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.
Account Research $25.00 per hour
Account Balancing Assistance $25.00 per hour
Stop Payment Fee $15.00
Internet Bill Pay Service Stop Payment Fee $25.00
Wire Transfer In $10.00
Wire Transfer Out $20.00
Foreign Wire Out $50.00
Outgoing Fax Transmittals $0.50 per page
Incoming Fax Transmittals $0.25 per page
Photocopies $0.10 per page
Safe Deposit Box Rent $15.00- $45.00 per year, depending on size of box
Safe Deposit Box Drilling & Replacement Keys Varies
Garnishment $10.00
Executions $10.00
Levies $10.00
Copy of Statement $2.00 per statement
International Transaction Fee 1% fee added to the amount of purchase or cash advance when it occurs outside the US
Pay a Person Transfer Fee (Online & Mobile Banking Feature) $0.50 per transfer
External Self Transfer Fee- Standard (Online & Mobile Banking Feature) $1.25 per transfer
-Timeline for Transfers to Occur is 3-5 Days.
External Self Transfer Fee- Express (Online & Mobile Banking Feature) $4.50 per transfer
-Timeline for Transfers to Occur is 1-2 Days .
Failed Pay a Person or External Transfer Fee $25.00