Limits & Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
| Replacement Fee For Lost Card- ATM/Debit Card | $15.00 |
| -A replacement fee may be accessed. | |
| FMBND Customer Point of Sale Daily Transaction Limit | $1000.00 |
| FMBND Customer ATM Cash Withdrawal Daily Transaction Limit | $400.00 |
| ATM DR Item Charge | $1.00 |
| -A fee assessed by FMBND when customer uses their debit card at an ATM. This fee is in addition to any fees assessed by the owner of the ATM. | |
| Check Printing | Varies |
| -Varies depending on style of checks ordered. | |
| Cashier's Check | $2.00 |
| Money Orders | $2.00 per check |
| Money Order Refund Request | $18.00 per check |
| Overdraft Fee | $20.00 per item |
| -Assessed on each item paid. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means. | |
| Overdraft Fee- Continuous OD Fee | $5.00 per day |
| -Assessed daily starting on the 6th business day of a consecutive overdrawn balance. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means. | |
| Returned Item Fee | $20.00 per item |
| -Assessed for each item returned. The categories of transactions of which a returned item fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means. | |
| Account Research | $25.00 per hour |
| Account Balancing Assistance | $25.00 per hour |
| Stop Payment Fee | $15.00 |
| Internet Bill Pay Service Stop Payment Fee | $25.00 |
| Wire Transfer In | $10.00 |
| Wire Transfer Out | $20.00 |
| Foreign Wire Out | $50.00 |
| Outgoing Fax Transmittals | $0.50 per page |
| Incoming Fax Transmittals | $0.25 per page |
| Photocopies | $0.10 per page |
| Safe Deposit Box Rent | $15.00- $45.00 per year, depending on size of box |
| Safe Deposit Box Drilling & Replacement Keys | Varies |
| Garnishment | $10.00 |
| Executions | $10.00 |
| Levies | $10.00 |
| Copy of Statement | $2.00 per statement |
| International Transaction Fee | 1% fee added to the amount of purchase or cash advance when it occurs outside the US |
| Pay a Person Transfer Fee (Online & Mobile Banking Feature) | $0.50 per transfer |
| External Self Transfer Fee- Standard (Online & Mobile Banking Feature) | $1.25 per transfer |
| -Timeline for Transfers to Occur is 3-5 Days. | |
| External Self Transfer Fee- Express (Online & Mobile Banking Feature) | $4.50 per transfer |
| -Timeline for Transfers to Occur is 1-2 Days . | |
| Failed Pay a Person or External Transfer Fee | $25.00 |
Routing # 091309846 | Federally Insured by