Limits & Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
Replacement Fee For Lost Card- ATM/Debit Card | $15.00 |
-A replacement fee may be accessed. | |
FMBND Customer Point of Sale Daily Transaction Limit | $1000.00 |
FMBND Customer ATM Cash Withdrawal Daily Transaction Limit | $400.00 |
ATM DR Item Charge | $1.00 |
-A fee assessed by FMBND when customer uses their debit card at an ATM. This fee is in addition to any fees assessed by the owner of the ATM. | |
Check Printing | Varies |
-Varies depending on style of checks ordered. | |
Cashier's Check | $2.00 |
Money Orders | $2.00 per check |
Money Order Refund Request | $18.00 per check |
Overdraft Fee | $20.00 per item |
-Assessed on each item paid. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means. | |
Overdraft Fee- Continuous OD Fee | $5.00 per day |
-Assessed daily starting on the 6th business day of a consecutive overdrawn balance. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means. | |
Returned Item Fee | $20.00 per item |
-Assessed for each item returned. The categories of transactions of which a returned item fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means. | |
Account Research | $25.00 per hour |
Account Balancing Assistance | $25.00 per hour |
Stop Payment Fee | $15.00 |
Internet Bill Pay Service Stop Payment Fee | $25.00 |
Wire Transfer In | $10.00 |
Wire Transfer Out | $20.00 |
Foreign Wire Out | $50.00 |
Outgoing Fax Transmittals | $0.50 per page |
Incoming Fax Transmittals | $0.25 per page |
Photocopies | $0.10 per page |
Safe Deposit Box Rent | $15.00- $45.00 per year, depending on size of box |
Safe Deposit Box Drilling & Replacement Keys | Varies |
Garnishment | $10.00 |
Executions | $10.00 |
Levies | $10.00 |
Copy of Statement | $2.00 per statement |
International Transaction Fee | 1% fee added to the amount of purchase or cash advance when it occurs outside the US |
Pay a Person Transfer Fee (Online & Mobile Banking Feature) | $0.50 per transfer |
External Self Transfer Fee- Standard (Online & Mobile Banking Feature) | $1.25 per transfer |
-Timeline for Transfers to Occur is 3-5 Days. | |
External Self Transfer Fee- Express (Online & Mobile Banking Feature) | $4.50 per transfer |
-Timeline for Transfers to Occur is 1-2 Days . | |
Failed Pay a Person or External Transfer Fee | $25.00 |